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Tsb ruined credit

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thinisaz
thinisaz Posts: 35 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 21 March 2023 at 10:00PM in Credit file & ratings
Last April my son in law closed an inactive tsb account. There was nothing in it as far as he was aware and that was that.

Today him and my daughter are applying for their mortgage and he had an adverse high risk event from that closure. 

We don't really understand what had happened, what they can do and if this can be removed.

We're after advice as they've saved so hard for this and suddenly it's all shattered from closing an account. 

Comments

  • penners324
    penners324 Posts: 3,511 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Contact TSB to find out what it's for?

    Issue a formal complaint to TSB, then the FOS and ICO
  • powerful_Rogue
    powerful_Rogue Posts: 8,357 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 March 2023 at 8:32PM
    First of all - Remove your son in laws name, address and date of birth from the screenshots.
    Post reported to get these details removed incase OP doesn't come back.
  • thinisaz
    thinisaz Posts: 35 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    First of all - Remove your son in laws name, address and date of birth from the screenshots.
    Post reported to get these details removed incase OP doesn't come back.
    I have removed them
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