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Sorting out old Premium Bonds
chubsta
Posts: 501 Forumite
OH has got an online NS&I account with £20,000 worth of PBs - all good there. Also have found £7 worth of old paper ones bought by her parents back in the early 70s which have just been lying around, they are on various bits of paper and in her maiden name.
In an ideal world there would have been an easy online way to add these to her account but it does not seem so - tried phoning them but only got options to go online and the online system is not very helpful. As they are not in her current name or address it is seeming almost impossible to do anything with them.
Any ideas as to how this can be achieved - have been going around in circles on the website and not really finding what is needed?
You may think 'that is a lot of hassle for £7!' but it is her £7, something that her parents actually had to save up for all those years ago, and whilst £7 may not be a lot these days it is still £7 we would rather have in our pockets!
In an ideal world there would have been an easy online way to add these to her account but it does not seem so - tried phoning them but only got options to go online and the online system is not very helpful. As they are not in her current name or address it is seeming almost impossible to do anything with them.
Any ideas as to how this can be achieved - have been going around in circles on the website and not really finding what is needed?
You may think 'that is a lot of hassle for £7!' but it is her £7, something that her parents actually had to save up for all those years ago, and whilst £7 may not be a lot these days it is still £7 we would rather have in our pockets!
Mortgage free!
Debt free!
And now I am retired - all the time in the world!!
Debt free!
And now I am retired - all the time in the world!!
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Comments
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I wrote to them. I had my Premium Bond number and they were able to confirm them and when I created an online account there they were.I had a lot more than your OH.Mine were worth £13!Things that are differerent: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid2
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Definitely not worth the time and agro of dealing with a complete bunch of NS&I clowns for £7. You have been warned, ignore at your peril. Check out their trustpilot reviews: https://uk.trustpilot.com/review/nsandi.com0
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Well it could be worth it - those bonds may have won something over the years and NS&I not been able to locate the owner. There could be a prize amount waiting for her!0
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On £7? The chances of a mere £25 would be extremely remote. I held £100 for 30 years and won not one single prize.poppystar said:Well it could be worth it - those bonds may have won something over the years and NS&I not been able to locate the owner. There could be a prize amount waiting for her!0 -
I wrote to them with photocopies of the bonds.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1
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Over twenty bonds of £25 value were on the high value winners list last month and one £10 bond won £10000 - so I’d still make the effort! Less likely to win overall on a small total holding agreed but each £1 bond has the same chance of winning as any other, whether bought ages ago individually or in a larger block.Swipe said:
On £7? The chances of a mere £25 would be extremely remote. I held £100 for 30 years and won not one single prize.poppystar said:Well it could be worth it - those bonds may have won something over the years and NS&I not been able to locate the owner. There could be a prize amount waiting for her!1 -
I have a few of my late mothers I found in an old purse but I really can't be bothered with NS&I rubbish customer service, plus I am maxed out on PBs. Will probably cost more in stamps sending in their inane forms.0
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As an executor, I claimed online for 2 £1 premium bonds. I didn't have to sent the bonds in, I was just sent a cheque for £2 and was told to destroy the bonds myself.Swipe said:I have a few of my late mothers I found in an old purse but I really can't be bothered with NS&I rubbish customer service, plus I am maxed out on PBs. Will probably cost more in stamps sending in their inane forms.Not Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅1 -
I was lucky thenSwipe said:
On £7? The chances of a mere £25 would be extremely remote. I held £100 for 30 years and won not one single prize.poppystar said:Well it could be worth it - those bonds may have won something over the years and NS&I not been able to locate the owner. There could be a prize amount waiting for her!
My first £100 of bonds won £50 within the first year, I bought another £200 and they won £50 too. Nothing after that for years though until I upped the amount gradually to the maximumNot Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅0 -
silvercar
Can you tell me the outcome after doing this , I have some of my late mothers pb’s and would like to check them. I did ring them a while back but they wanted copy of will , probate ,death certificate etc. Didn’t think it was worth the hassle but might be if I can find out there winners😊silvercar said:I wrote to them with photocopies of the bonds.0
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