Please check my plan.

Jami74

I currently have a Lloyds Bank Platinum credit card with 0% on purchases for another 12 months and a money transfer offer of 5.9% interest and £0 fee. 

I also have a balance transfer offer of 0% interest and £0 fee over 18 months so will transfer the balance, leaving Lloyds a £0 balance.

Once my Lloyds credit card balance is £0 again, I assume it will still have 0% on purchases? 

MorningcoffeeIV

Jami74 said:

Once my Lloyds credit card balance is £0 again, I assume it will still have 0% on purchases? 

Only if it still has a promo for 0% on purchases.

Fingerbobs

If I've understood this correctly, you have a Purchase balance at 0% on the Lloyds Card, which you're proposing to Balance Transfer away onto another (undisclosed) card.

I can't see why Lloyds would stop the 0% Purchases offer if you do this.

Since you also mention the Money Transfer offer on the Lloyds card, I assume the reasoning behind this is so you can do a Money Transfer then transfer that balance away onto the other card, then continue spending on the Lloyds card at 0%?

Jami74

Fingerbobs said:

Since you also mention the Money Transfer offer on the Lloyds card, I assume the reasoning behind this is so you can do a Money Transfer then transfer that balance away onto the other card, then continue spending on the Lloyds card at 0%?

Yes exactly. I edited the original post because it was a bit waffly. Money transfer from Lloyds and then transfer the balance to Natwest. No fees, no interest on either transaction. 

For some reason having a problem with Natwest doing balance transfer with Lloyds (says 'Something went wrong, try again later) but worked when I transferred a small balance from Tesco.

Sallyforth

Jami74 said:

For some reason having a problem with Natwest doing balance transfer with Lloyds (says 'Something went wrong, try again later) but worked when I transferred a small balance from Tesco.

Ring them - I had the same issue but they did it over the phone.

Jami74

I rang them today. The first Natwest person said it absolutely was not them and to call Lloyds. Lloyds looked very hard and said it definitely was not them. The second Natwest person said that the Lloyds bank/branch/something had to be added to something and once she had done that she was able to process it. A little bit annoying but got there in the end.