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Scottish Trust Deed - accounts in credit file
Just looking for a bit of quick advice.
I'm currently 2 months into a Trust Deed that has since then became a protected trust deed.
I notice the majority of my creditors are still reporting my accounts as being 'In Arrears'.
Should I request these creditors update the accounts to be marked as a default on the date my TD was signed so they also fall of my report at the same time as my TD in 6 years time?
I'm currently 2 months into a Trust Deed that has since then became a protected trust deed.
I notice the majority of my creditors are still reporting my accounts as being 'In Arrears'.
Should I request these creditors update the accounts to be marked as a default on the date my TD was signed so they also fall of my report at the same time as my TD in 6 years time?
Currently in a Protected Trust Deed - 17 payments until DEBT FREE - February 2027
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Comments
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Credit file clean up is normally done after the debt solution has ended.
See Debt Camel website, search "credit file clean up".I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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