Best travel credit card for those without regular income

MGPhillips

Hi ... can anyone recommend a travel credit card for someone recently retired, living off savings but with no regular income. Many such cards I've looked at seem to require a "regular" income. My current credit card charges a foreign currency fee of 2.75% on non-sterling transactions made abroad. I am looking for a travel credit card that does not charge for non-sterling transactions made abroad.

Thanks in advance for any guidance provided. 

WillPS

How about a Chase, Starling or even Monzo current account instead of a credit card?

CliveOfIndia

Are your savings your only source of income?  Pension and benefits (if applicable) are usually accepted by most lenders as sources of "regular income".

Aside from that, there are current accounts these days, as noted by the previous poster, that don't charge FX fees - although, of course, they don't offer S75 protection if that's something you are looking to achieve.  But if it's purely no FX fees that you want then a credit card is not an absolute necessity these days.

MGPhillips

WillPS said:

How about a Chase, Starling or even Monzo current account instead of a credit card?

Thanks ... I will check those out.

MGPhillips

CliveOfIndia said:

Are your savings your only source of income?  Pension and benefits (if applicable) are usually accepted by most lenders as sources of "regular income".

Aside from that, there are current accounts these days, as noted by the previous poster, that don't charge FX fees - although, of course, they don't offer S75 protection if that's something you are looking to achieve.  But if it's purely no FX fees that you want then a credit card is not an absolute necessity these days.

Thanks for the feedback ... savings are my only source of income for now. I will look into current accounts from providers such as Chase, Monzo etc as a way to avoid FX fees.

grumbler

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