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MSE Poll: How much do you pay into your pension?

in MoneySaving polls
13 replies 544 views


  • UncleJoesUncleJoes Forumite
    25 Posts
    Third Anniversary 10 Posts Name Dropper
    I'm self-employed so I pay a lump-sum employer's contribution annually in May once all the end-of-year sums have been done and I know what taxes I owe and what is left in the business to take out. So I technically don't make a personal contribution. 
  • dazandemmadazandemma Forumite
    36 Posts
    Part of the Furniture 10 Posts Combo Breaker
    Not sure how relevant this poll will be for those employeed as a lot of the personal contribution will be dependent on what the employer pays.

    For example, my employer contributes 20% towards my pension whilst I contribute 0%. If my employer contributed less than I would increase my personal contribution so that the total was closer to 20%.

    My partner pays 5% and their employer pays 17% but they'd pay more if their employer paid less.

    I've always wondered what other employers pay as contributions.  My employer (BT - British Telecom) pays 10%, who is your employer if you don't mind saying?

    BT have always said the 10% they pay is above average for similar companies - which I never fully believed.
  • KerrehKerreh Forumite
    66 Posts
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    I used to work for G4S and they'd put a maximum of 5% employer contribution in (standard employee, not exec board etc).
    Aim 1:12mth Emergency Fund -> £4019.74/£15000 Aim 2: Car kicks the bucket Fund -> £7260/£17000
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