Not Currently Planning to Return to Work and Weighing Up Whether to Pay Voluntary NI Contributions

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I have been trying without success to get through to HMRC and the Future Pensions Centre to clarify whether it would be worthwhile for me to pay for my missing years NI contributions. I have obtained a state pension forecast online together with the following information. I have the option of purchasing 4 years missing contributions to reach the maximum state pension. I am not currently working and do not plan to return to the workplace.
I would be very grateful for the advice of the experts on this forum.
I would be very grateful for the advice of the experts on this forum.
- Maximum amount of forecast - £185.15 pw
- Current amount up to April 2022 - £166.45 pw
- Years you have available going forward until you reach State Pension Age - 10 years
- Number of full years prior to April 2016 - 35 years
- Number of full years after April 2016 - 0 years
- Years which are not filled - 6 years
- COPE is estimated as £23.62 pw
Many thanks.
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But you don't need to rush into it as future years will add the same as any current post 2016 years will. Although they may be slightly cheaper at the moment.
Be aware that the first three years will each add £5.29/week, taking you to £182.32 and the fourth will add the final £2.83/week.