Addresses and credit score

in Credit file & ratings
2 replies 107 views
Loui523Loui523 Forumite
6 Posts
First Anniversary First Post
Hubby and I recently sold home and move into rental accommodation, we do not like the area we moved to and will look for another rental before we buy again. He is worried changing address three times in three years may impact our credit score - will it?


  • edited 5 March at 3:01PM
    MorningcoffeeIVMorningcoffeeIV Forumite
    587 Posts
    500 Posts Name Dropper
    edited 5 March at 3:01PM
    Yes, but that doesn't matter because no one will ever see it.

    It's whether lenders see you as high risk. On its own, changing addresses isn't a major issue, though you may want to wait a while once moved before applying for credit while all your accounts update.
  • edited 5 March at 6:35PM
    MalMonroeMalMonroe Forumite
    5.4K Posts
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 5 March at 6:35PM
    Hi, moving three times in three years doesn't seem so bad. 

    Just keep an eye on your credit reports from Equifax, Experian and TransUnion. 

    As MorningcoffeeIV says above, you may want to wait after you've moved again before applying for credit - have a regular look at your credit reports. And the credit score isn't seen by anyone but you.

    If you really feel that you can't stay where you are until you can buy again, then you don't have any other option but to move. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
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