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under 18 loan
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If she is leaving their employment, it's perfectly reasonable of them to expect full repayment once she leaves their employment. Why would they continue to grant a (presumably interest-free) loan facility to an ex-employee?
Any professionally run company that offers such loans will have considered this eventuality and covered it in the loan agreement, but I'd imagine that they would deduct the outstanding amount from her final salary payment. Will that cover it?
Actual mortgage stating amount £75,150
Overpayment start date 1/3/23.
Starting balance £66,565.45
Current balance £63,787.16