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Help! Ported mortgage but lost £2000 to bank?
Comments
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Thanks so much for all the replies everyone. I have got to the bottom of it finally. Solicitor was told not to pay early redemption fees as they didn't count but they did anyway! The bank are sorting out the refund now. Phew!8
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Don't forget Hanlon's razor "Never ascribe to malice that which is adequately explained by stupidity" or in this case, incompetence.Hoorah said:Thanks so much for all the replies everyone. I have got to the bottom of it finally. Solicitor was told not to pay early redemption fees as they didn't count but they did anyway! The bank are sorting out the refund now. Phew!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1 -
The price of conveyancing has roughly doubled in the last couple of years, but has the quality of the work improved at all?kingstreet said:
Don't forget Hanlon's razor "Never ascribe to malice that which is adequately explained by stupidity" or in this case, incompetence.Hoorah said:Thanks so much for all the replies everyone. I have got to the bottom of it finally. Solicitor was told not to pay early redemption fees as they didn't count but they did anyway! The bank are sorting out the refund now. Phew!No reliance should be placed on the above! Absolutely none, do you hear?1 -
No. In addition, the amount of stuff conveyancers now expect us to deal with for them has gone up. We're now routinely involved in chasing up lenders for replies to conveyancer queries, obtaining confirmation funds will be there on a particular day... and so on.GDB2222 said:
The price of conveyancing has roughly doubled in the last couple of years, but has the quality of the work improved at all?kingstreet said:
Don't forget Hanlon's razor "Never ascribe to malice that which is adequately explained by stupidity" or in this case, incompetence.Hoorah said:Thanks so much for all the replies everyone. I have got to the bottom of it finally. Solicitor was told not to pay early redemption fees as they didn't count but they did anyway! The bank are sorting out the refund now. Phew!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Well you should get the £2,000 into your bank account soon.
If it was me I would pay the £2 000 off the mortgage ASAP
Mortgage Free is the way to be0
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