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Marvellous March's NSD Challenge!
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@MrsCautious you don't need to include bus fares if it helps! Fuel and public transport are two of the things it's fine to exclude xxMrsCautious said:I’m not doing as well as I’d like. Today was NSD 5. I know it’s not really rubbish but I’ve been in coffee shops and little shops and on buses - all of which I’ve been managing to avoid in the name of being more frugal.I started a new job last week and I genuinely love it but my NSDs have slipped for sure!
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Number 3 for me today....3/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Thank you!cathybird said:
@MrsCautious you don't need to include bus fares if it helps! Fuel and public transport are two of the things it's fine to exclude xxMrsCautious said:I’m not doing as well as I’d like. Today was NSD 5. I know it’s not really rubbish but I’ve been in coffee shops and little shops and on buses - all of which I’ve been managing to avoid in the name of being more frugal.I started a new job last week and I genuinely love it but my NSDs have slipped for sure!I always think I should count it as it’s walkable 😇 I might change this!Definitely NSD 6 today as have been working from home and not gone outside.3 -
One for me today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
MarchOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
March targets
beanielou 7/15
bekah89 3/15
cathybird 9/15
cherry 22 4/18
craftingmad 2/15
Crazycatlady2 8/20
GeorgianaCavendish 6/20
jammy dodger 8/20
KajiKita 4/15
leftatthetrafficlights 9/20
LittleMissDetermined 6/17
Makingabobor2 3/15
Money Choices 3/10
MrsCautious 6/20
QueenJess 5/18
Rupacomp 6/18
Saver-upper 2/15
Scowles 10
short bird 10/18
Newcomers welcome
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Well done MrsCautious (for yesterday and today), Crazycatlady2, Saver-upper, leftatthetrafficlights, GeorgianaCavendish, short bird, Money Choices, jammy dodger, Makingabobor2 and beanie
Another NSD for me
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Sneaked an NSD in today!!Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
NSD #6 today3
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8/20 for me today thanks cathybird refrained from buying rolo puddings that i noticed were on offer 😇3
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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