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Marvellous March's NSD Challenge!
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
An NSD AT LAST!!!!!!
This has been such a silly month for spending: 1 NSD wasted just for topping up 2 daughters' lunch money, another couple wasted just by not having time to do a proper shop, so simply buying enough for that night's meal, yesterday was simply paying for postage for a parcel to France after not being able to send it for 2 months due to Royal Mail cyber attack.....
Today, finally, an NSD !
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.504 -
Another NSD today... think I'm up to 5 now! Going out on sunday so going to try to stay spend free until then!Savings goal by 31/12/24: £22000
Dec 23: £6945.233 -
I'm off the blocks at last with number 1Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1290/£3000
.
Studies/surveys Feb....£25.17
Decluttering items 1402/2025. 82/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
MarchOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
March targets
beanielou 5/15
bekah89 3/15
cathybird 7/15
cherry 22 4/18
craftingmad 2/15
Crazycatlady2 6/20
GeorgianaCavendish 4/20
jammy dodger 5/20
KajiKita 4/15
leftatthetrafficlights 7/20
LittleMissDetermined 6/17
Makingabobor2 1/15
MrsCautious 4/20
QueenJess 5/18
Rupacomp 5/18
Saver-upper 1/15
short bird 8/18
Newcomers welcome
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Well done bekah89, leftatthetrafficlights, GeorgianaCavendish, short bird, Crazycatlady2, Saver-upper, Rupacomp, and Makingabobor2
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@Saver-upper Think we all have days/weeks like that sometimes xxSaver-upper said:An NSD AT LAST!!!!!!
This has been such a silly month for spending: 1 NSD wasted just for topping up 2 daughters' lunch money, another couple wasted just by not having time to do a proper shop, so simply buying enough for that night's meal, yesterday was simply paying for postage for a parcel to France after not being able to send it for 2 months due to Royal Mail cyber attack.....
Today, finally, an NSD !3 -
Declaring early for an NSD today!!
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Calling a NSD early today. Was hoping for yesterday, but then at the last minute I had to pay for a school event for DS.2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3000 -
Early call for a NSD today, yesterday was spendy so I am abstaining today!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002
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