Monzo virtual cards

29 Posts

I quite like the idea of virtual cards offered by the monzo plus account, but the £5 account fee is really putting me off, am thinking of opening an account with monzo
can anyone offer any feedback about the bank in general?
cheers
i currently bank with santander and halifax
can anyone offer any feedback about the bank in general?
cheers
i currently bank with santander and halifax
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Not a bad account but there's nothing there I'd pay a fiver a month for..
I only use it for the few occasions when I'm using Google Pay or one-off online payments.
I paid the £5/month for Monzo Plus to get virtual cards for a while but they were just a faff having to select the right one in Google pay depending on whether I was at the supermarket till or the petrol station.
My debt-free diary: Go your own way
Save £12k in 2023 #20 £2,491.24/£12,000Recently paying it a bit more attention, I have now decided to make this my main 'hub' for managing my daily finances etc.,
I find the app very easy to use and the functionality puts the traditional High Street Banks to shame. The in-app 'tools' are pretty impressive
What is even more impressive is that there is a vibrant 'community' forum, where, at various points, Monzo staff members from different departments engage with forum members quite openly, often seeking opinions etc., on products and what future functionality customers would welcome, what works, what doesn't work etc., I've not seen the like with any other financial institution and for this alone, I think Monzo is to be commended.
I do pay £5 a month for the 'Plus' package because it gives me that little bit of extra functionality, which suits my purposes and my needs.
I could get pretty much the same functionality across several other providers without the cost but the advantage to me of having what I want/need in one place for ease of use is worth the cost.
I have never used YNAB but looked at it several times; wasn't keen on the cost. I would expect that for many users, the 'Plus' package would give them enough YNAB-like functionality at a lesser cost.