ADMIRAL INSURANCE Bicycle Stolen, Whats next?

I just found out my bike was stolen. It was inside a storage room with CCTV cameras and 3 padlocks, but they were all cut by a grinder or something. I paid over £2000 for the bike and have it insured with Admiral as Specified items over £1000 in my Home Policy with the actual price I paid. Is there anything I need to consider before calling Admiral Insurance?

Comments

  • user1977
    user1977 Posts: 17,291 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    I presume this is a communal storage room? I was wondering whether that's covered, but looks like it is if the bike was locked:

    "What is not covered...Theft of pedal cycles when left unattended, unless they are:...securely locked to an immovable object using a security device, when left outside or kept in a communal area"
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