We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
On Permitted Work - any other options?
Comments
-
Not receiving any SDP with their ESA. ThanksHillStreetBlues said:
It's severe disability premium.nero33 said:
Can ask what SDP means? Relative isn't single. ThanksHillStreetBlues said:I agree with the above, use a benefits checker.
I would have thought if there is no SDP on the ESA claim, UC would pay more even with the 15 hours of permitted work, if single and no other benefits claimed.
If it's included in ESA then UC is normally less, but if not included UC normally pays more.
But having a parter normally means SDP can't be claimed (depends on the partner's situation).0 -
Use a calculator to check but they may be better off on UC even there is no change in the Work. If he will be working over Permitted Work then there is no choice anyway.
Assuming he is in the Support Group he will get the LCWRA element of UC In the calculation. Wife will be able to get the carer element.
Maximum UC would therefore be standard allowance, LCWRA and carer element. (= £1,048.81/month)
The CA would be deducted in total (minus £302.03/month).
The IIDB would also be deducted.
There would be an earnings deduction of 55% of your joint earnings over £573/month. If, for example, your joint earnings are £1,100/month the deduction is 55% x (1,100 - 573) = 289.85.
There is no earnings limit for LCWRA element.
There is also no earnings limit for the carer element so even if wife increased her work and were no longer eligible for Carers Allowance she would still be eligible for the carer element in the calculation.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.2 -
As your relative & his family have a reasonably complicated benefits situation, I think you should suggest he gets a benefit check from his local advice agency or https://www.gov.uk/benefits-calculators.
As an aside UC may be more generous than HB in the calculation of the non dependent deduction, and CA will (in effect) be substituted for the carers element of UC. This may enable his wife to increase her working hours as well.Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.1 -
Alice_Holt said:
As an aside UC may be more generous than HB in the calculation of the non dependent deduction,
They own their own home so no help with any rent is being claimed. Even if they were, they are claiming PIP, which must include the daily living part because the partner is claiming Carers allowance, therefore non dependant deductions wouldn't apply.
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards