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Have you been hacked?
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No I have never been hacked but the conversation about password managers etc is interesting and I may look into that. I use 2FA, face ID or touch ID and keep passwords in a protected document printed and in our safe. I like keeping things simple so the thought of numerous random characters for passwords sounds a nightmare. What happens if you use different devices? I don't tend to keep stuff in the cloud and I never open unknown links. Infuriates my friends and family who insist on sending me "funnies" by whatsapp, email etc and I never open them.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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k_man said:
The longer the password the longer the brute force will take.
It's arguably more important you don't use the same combination of email and password on multiple sites (certainly use different ones for different levels of security). I use different emails for different things to ensure that.
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phillw said:k_man said:
The longer the password the longer the brute force will take.
It's arguably more important you don't use the same combination of email and password on multiple sites (certainly use different ones for different levels of security). I use different emails for different things to ensure that.
The use of longer (and non obvious/found in breach list) password just moves yours further down the list, and gives you time to do something in the meantime (assuming you are aware.
I am not suggesting longer/stronger passwords remove the risk, just reduce it a little.
Agree completely with your last point, most compromising of accounts is done via credential stuffing using previously leaked data.
If users use commonly used passwords, or reuse very strong ones, they are effectively (well not quite) as secure as the least secure site they use.
Using a unique password means any known breach should only require action for that site.
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k_man said:
Using a unique password means any known breach should only require action for that site.0 -
RG2015 said:Re brute force attacks.
I don’t understand why any website would not lock access after 3 failed password attempts.
Resetting passwords is quite easy if you do forget.The issue isn't hackers trying to log in to the online site, it is if they manage to steal the password database.The actual passwords themselves should never be stored in a database, but the key derived from the user's password can be brute force attacked offline. In this scenario, it is the low-hanging fruit they will go for first, i.e simple passwords. The aim is therefore to put yours beyond their focus.This is why re-using passwords is a really bad idea, as they can be obtained from a site with weak security you might not care much about, then used on a higher impact site.This information about general websites is of less relevance for banking, where better security standards are mandatory, including 2FA. Also, should a loss result from a bank losing control of login information, they have an FSCS-backed liability to you.2 -
enthusiasticsaver said:No I have never been hacked but the conversation about password managers etc is interesting and I may look into that. I use 2FA, face ID or touch ID and keep passwords in a protected document printed and in our safe. I like keeping things simple so the thought of numerous random characters for passwords sounds a nightmare. What happens if you use different devices? I don't tend to keep stuff in the cloud and I never open unknown links. Infuriates my friends and family who insist on sending me "funnies" by whatsapp, email etc and I never open them.
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It would appear that there is a massive gap in my knowledge of these things.0
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phillw said:k_man said:
Using a unique password means any known breach should only require action for that site.
Most compromises are done via multiple steps often over days, weeks or even months.
Longer passwords mean the account is less likely to be one of the first ones compromised.
The longer password buys time while the breach is found and action taken.1
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