Student loan ballooned, because SLC never registered my contributions. Demands proof from my jobs

ArthurK1729

Hello!

I'm having some issues proving to SLC that I've been making student loan contributions, and I was wondering if anyone else has encountered this issue.

Here's a timeline of events:

• I was in higher education from September 2013 to September 2016
• October 2016 I start my first job (starting salary £29,000 per annum)
• June 2018 I start my second job (salary is higher than before)
• March 2019 I start my third job (salary is higher than before)
• March 2021 I start my fourth job (salary is higher than before)
• May 2022 I start my current job (no changes in salary)

Several years into my career, I check my SLC balance, and I find out that they only started registering my contributions when I had started my third job. They immediately start coming in when I start the job in March 2019. Up until that point, there were no contributions, and I just kept accruing interest. 

I'm sure that in all of my jobs I had signed the paper saying on that I'm on the Type 2 repayment plan, and the contributions would've been deducted through PAYE...

When I contacted SLC about this, they just said that I should provide proof that my employers had been making these contributions on my behalf. He didn't give any specific examples -- just said something vague about how I can upload the employers' bank statements to the SLC website, and they'd correct it...

In that time, my debt had ballooned from 32k to 42k. I currently managed to get it down to 28k.

I'm at a bit of a loss, because the first two companies that I've worked for are big corporations, and they're very hard to get hold of -- even to retrieve some simple payslips.

Any idea what I could do? What would constitute as sufficient proof, and am I right to be concerned?

Thanks!

DrEskimo

Did you not notice if there were deductions for student loans on your payslips for the 3 years you were working across the two first jobs?

MDMD

Have you got your p60s?

Any student loan payments will be on those. HMRC should also have this data.

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/975601/P60Continuous21-22.pdf

Jami74

P60? Student loan deductions show on my P60's. 

Casskale

Can you not log into your tax account?

www.gov.uk/personal-tax-account

It should show the income earned/tax paid.

Jami74

Casskale said:

Can you not log into your tax account?

www.gov.uk/personal-tax-account

It should show the income earned/tax paid.

It doesn't show student loan contributions though.

silvercar

You may receive some responses with knowledge of how the slc works on the student board, I’ve asked the forum team to move your post over.