Missing Pension

Cptralls

Hi All,

In 2013 I worked for a company called Ben Sherman, I have been trying to track down my pension pot from them to no avail. I have tried using the government site but the pension provider outlined has no reference of it, the pot would not be massive but should have several hundred in it. What options do I have?

Marcon

Cptralls said:

Hi All,

In 2013 I worked for a company called Ben Sherman, I have been trying to track down my pension pot from them to no avail. I have tried using the government site but the pension provider outlined has no reference of it, the pot would not be massive but should have several hundred in it. What options do I have?

Companies House shows that Ben Sherman Ltd had no employees in 2013 or 2014, which suggests you were employed by another company within the group. Do you have any paperwork which might show the full name of the employer?

Have you changed address since 2013? 

Brie

Given that it was in 2013 my guess is that it was a defined contribution plan.  And if you were there no more than a year or so it's possible that you might have had a full refund of your contributions so there's no nest egg (even a tiddly one) awaiting your retirement.  But if you can't find anything specifically related you might want to check if it was contributing to a NEST pension as many temping/contracting employers use that rather than set up their own in house scheme.  Wondering too if HMRC would have any record of where you worked (well they will do but how accessible that is I wouldn't know).  

Cptralls

Marcon said:

Cptralls said:

Hi All,

In 2013 I worked for a company called Ben Sherman, I have been trying to track down my pension pot from them to no avail. I have tried using the government site but the pension provider outlined has no reference of it, the pot would not be massive but should have several hundred in it. What options do I have?

Companies House shows that Ben Sherman Ltd had no employees in 2013 or 2014, which suggests you were employed by another company within the group. Do you have any paperwork which might show the full name of the employer?

Have you changed address since 2013? 

My P45 says Ben Sherman Group Limited. 

molerat

Schemes mean the People’s Pension and the Ben Sherman Group Ltd Group Personal Pension Plan provided through Aviva for certain employees of the Target Group Companies

Comes up in the company sale document in 2015 so maybe something to explore.

Cptralls

molerat said:

Schemes mean the People’s Pension and the Ben Sherman Group Ltd Group Personal Pension Plan provided through Aviva for certain employees of the Target Group Companies

Comes up in the company sale document in 2015 so maybe something to explore.

Nothing for me recorded with either.

SieIso

An intriguing topic - in 2013 employers were obliged to make contributions so there must be something for you somewhere. 

Jonty6262

Ben Sherman (1975) Ltd

Stanplan A

Address

Standard Life Assurance Co

Standard Life House

30 Lothian Road

EDINBURGH

United Kingdom

EH1 2DH

Telephone

0131 245 2552

Jonty6262

Ben Sherman Limited

The information for this scheme has been archived. It has not been updated for a long time.

Sometimes this happens when an employer has changed names or been taken over by another company.

What you can do now

If you have it, use the name of your pension scheme for a workplace pension scheme search.

If you know your employer has a different name now, use it to to find pension contact details again.

Or, use your employers name to do a search online. If you find out they have a new name:

• go to the Companies House website on GOV.UK
• search the site with the new name and check against previous names
• use the new name to find pension contact details

MoneyHelper has more information about tracing lost pensions.

If you think that your pension scheme was ‘contracted out’ write to HMRC for information:

• Contracted out
• Pension Schemes Services
• HM Revenue and Customs
• BX9 1GH
• United Kingdom

Archived scheme contact details

These are the last known contact details provided by the pension scheme. We have no further information.

Save & Prosper Personal Retirement Account

Previous names for this scheme

Address

Countrywide Assured Plc

PO Box 2923

ROMFORD

United Kingdom

RM7 1PE

Telephone

0345 300 0144

Jonty6262

Ben Sherman is part of the  Baird group

(Bailie Group Ltd) 

Jonty6262

Other previous name

Ethical Group Employees Pension Scheme