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County Claim sent to my address addressed to Previous resident

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What do I do about a County Claim sent to my address addressed to Previous resident? He had not paid his energy bills and they are chasing him through the courts and they still believe that he lives at my address. I'm worried that if I do nothing, a CCJ will be registered at my address and that may affect MY ability to borrow...
Ive tried calling the courts but you can never reach anyone, even after waiting for an hour on the phone.

Comments

  • Return it to the court saying no longer at this address or similar.

    A CCJ won't be registered against your address.
  • As above. Personal CCJs are registered against individuals not addresses.
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Yep, as above. And what a daft thing for them to do anyway, send it to the 'previous resident'. It's their job to trace that person, not yours.

    I can't believe the lazy court personnel. If they addressed correspondence to 'previous resident', that means they know it isn't the current resident (you).  And if they haven't even used a name, then how can they register anything to anyone's address? 

    If anything else should arrive, don't open it - just write on the envelope 'not at this address - return to sender' and pop it in a postbox. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 22 February 2023 at 8:24PM
    MalMonroe said:


    I can't believe the lazy court personnel. If they addressed correspondence to 'previous resident', that means they know it isn't the current resident (you).  And if they haven't even used a name, then how can they register anything to anyone's address? 

    They didn't.

    They addressed it the previous resident. Not 'Previous Resident'. !!!!!!.
  • etienneg
    etienneg Posts: 576 Forumite
    Part of the Furniture 500 Posts
    MalMonroe,

    I'm glad MorningcoffeeIV has corrected you above. Perhaps in future you should read posts more carefully before responding.

    And if you don't know what you are talking about, perhaps it would be better not to respond at all. The court sends the papers to the address given by the plaintiff. It is definitely NOT their job to trace the defendant.
  • MEM62
    MEM62 Posts: 5,317 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm worried that if I do nothing, a CCJ will be registered at my address and that may affect MY ability to borrow...
    It will not.  You have nothing to worry about in that respect.  Just send the documents back to the court marked 'not known at this address'.      
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MalMonroe said:
    Yep, as above. And what a daft thing for them to do anyway, send it to the 'previous resident'. It's their job to trace that person, not yours.

    I can't believe the lazy court personnel. If they addressed correspondence to 'previous resident', that means they know it isn't the current resident (you).  And if they haven't even used a name, then how can they register anything to anyone's address? 

    If anything else should arrive, don't open it - just write on the envelope 'not at this address - return to sender' and pop it in a postbox. 
    No it is not. Service simply has to be made to the last known address. If the debtor has not updated their records when they moved out, then that is their problem, not the court's or the creditor's. Courts do not 'trace' anyone.
    No free lunch, and no free laptop ;)
  • nyermen
    nyermen Posts: 1,138 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    macman said:

    No it is not. Service simply has to be made to the last known address. If the debtor has not updated their records when they moved out, then that is their problem, not the court's or the creditor's. Courts do not 'trace' anyone.
    Similar to parking tickets, where the debtor hasn't updated their V5 etc.

    Excuse the cynic here, but I dont think they ever try and trace, why would they?  They're allowed to go to last known address.  After they have the (uncontested) CCJ, then they tend to leap into action and do the tracing...
    Peter

    Debt free - finally finished paying off £20k + Interest.
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