Additional credit card credit rating

in Credit cards
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david_navigatordavid_navigator Forumite
9 Posts
Third Anniversary First Post
I want to get an additional credit card on my account for my daughter for emergencies. 
Will it affect her credit rating (positively or negatively) as she wants to apply for her own card (with a different provider) at the same time ?


  • JS2023MBLJS2023MBL Forumite
    3 Posts
    First Post
    No. It will not affect her credit rating in any way at all.

    You as the account holder will be responsible for any payments due to the account.

    Some companies may carry out an ID check on your daughter, but this won't be recorded on her credit file or create any financial association/links.
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