Catalogue claims

Lunafish

I keep getting adverts for claiming money back from very, shop direct and littlewoods. Is this similar to ppi? I don't want to use a claims company but I'm interested to know if is legitimate and something I can do myself. 
Grateful if anyone has any insight?

DullGreyGuy

Lunafish said:

I keep getting adverts for claiming money back from very, shop direct and littlewoods. Is this similar to ppi? I don't want to use a claims company but I'm interested to know if is legitimate and something I can do myself. 
Grateful if anyone has any insight?

Its similar in that a load of bottom feeders think they can make an easy buck by trying to find the next misselling scandal and make large sums of money off of it. 

The claims with catalog companies is that they offered you a line of credit without properly assessing you could afford it. So if you were financially in a bad place and signed up for more credit then there is a chance that a complaint would be upheld and potentially any interest charged refunded. And yes, you can do this yourself in exactly the same way of making a complaint to the finance provider and escalating to the ombudsman if you are unhappy with their response.