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Catalogue claims

Lunafish
Posts: 4 Newbie

I keep getting adverts for claiming money back from very, shop direct and littlewoods. Is this similar to ppi? I don't want to use a claims company but I'm interested to know if is legitimate and something I can do myself.
Grateful if anyone has any insight?
Grateful if anyone has any insight?
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Lunafish said:I keep getting adverts for claiming money back from very, shop direct and littlewoods. Is this similar to ppi? I don't want to use a claims company but I'm interested to know if is legitimate and something I can do myself.
Grateful if anyone has any insight?
The claims with catalog companies is that they offered you a line of credit without properly assessing you could afford it. So if you were financially in a bad place and signed up for more credit then there is a chance that a complaint would be upheld and potentially any interest charged refunded. And yes, you can do this yourself in exactly the same way of making a complaint to the finance provider and escalating to the ombudsman if you are unhappy with their response.
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