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Credit Limit Factors

nekr0mantik
nekr0mantik Posts: 381 Forumite
Fourth Anniversary 100 Posts Name Dropper
edited 19 February 2023 at 10:54PM in Credit cards
Delete Please

Comments

  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,955 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 19 February 2023 at 10:46PM
    Your income, indebtedness, credit management, associates, ER, affordability, address stability and so on. 

    Available credit can be an issue but not usually significant.  The fact you 'need' a 0% deal for a holiday suggests affordability and income are your issues, along with your mortgage.
  • Delete Please
    Sigh….why?
  • Delete Please
    Sigh….why?
    I did another soft search and it came back with a good limit so was a glitch
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Delete Please
    Sigh….why?
    I did another soft search and it came back with a good limit so was a glitch
    And so why be unhelpful and delete your question which, in combination with the answers, may have been helpful to other people? The thread wont be deleted, it'll just stop being useful instead.
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