We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Limit Factors

Options
nekr0mantik
nekr0mantik Posts: 379 Forumite
Third Anniversary 100 Posts Name Dropper
edited 19 February 2023 at 11:54PM in Credit cards
Delete Please

Comments

  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 19 February 2023 at 11:46PM
    Your income, indebtedness, credit management, associates, ER, affordability, address stability and so on. 

    Available credit can be an issue but not usually significant.  The fact you 'need' a 0% deal for a holiday suggests affordability and income are your issues, along with your mortgage.
  • Delete Please
    Sigh….why?
  • Delete Please
    Sigh….why?
    I did another soft search and it came back with a good limit so was a glitch
  • DullGreyGuy
    DullGreyGuy Posts: 18,566 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Delete Please
    Sigh….why?
    I did another soft search and it came back with a good limit so was a glitch
    And so why be unhelpful and delete your question which, in combination with the answers, may have been helpful to other people? The thread wont be deleted, it'll just stop being useful instead.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.