advice on my SOA, please

Penny-Pincher!!

fallen_angel_shelley wrote: »

am waiting for my new C.C to arrive to BT the Lloydstsb one on to. any advice would be greatfully recived.

How did you manage this on Income Support? I thought most CC companies wouldnt approve decent deals on benefits. I tried earlier this year and was turned down but managed to get an excellent LOB on existing CC.

Just being nosey:o

PP
xx

tallyhoh

Hi Shelley,

STOP the fags but if I was you I would wait till after Christmas. If you tried now you would have temptation chucked at you.

Its easier after the first 3 days but don't ever think you can have just one & get away with it, it don't work like that.

fallen_angel_shelley

Penny-Pincher!! wrote: »

How did you manage this on Income Support? I thought most CC companies wouldnt approve decent deals on benefits. I tried earlier this year and was turned down but managed to get an excellent LOB on existing CC.

Just being nosey:o

PP
xx

hi penny-pincher, i just put down i was a student, which i am.

shelley x

fallen_angel_shelley

tallyhoh wrote: »

Hi Shelley,

STOP the fags but if I was you I would wait till after Christmas. If you tried now you would have temptation chucked at you.

Its easier after the first 3 days but don't ever think you can have just one & get away with it, it don't work like that.

that is when im aiming to do it, i don't want to be getting mad with everyone over christmas. im going to see if the doc will give me them champix pills for giving up. the money i won't be paying for fags will save me loads, plus its will be better formy health.

angelavdavis

fallen_angel_shelley wrote: »

yep the food bill is just for 2 of us, i really need to get a frezzer.

Advertise on freecycle.org and see if anyone has a working one they are giving away. You will need to know someone with a van who can help transport it.

fallen_angel_shelley wrote: »

my son gets free school meals but moans that what he gets isn't enough.

Then give him sandwiches as an extra

fallen_angel_shelley wrote: »

just phoned water the board and turns out im in credit, £20 :j :j :j

Either ask them to freeze the direct debit if that's how you pay, or if the bill has only just been issued, ask them to refund the money and pay it off the Next Bill.

>>edit Sorry, just seen that you have already had some of these suggestions

MinBlack

Hi,

What sort of a student are you? Are you entitled to any loans or grants? I know these can often reduce the amount of benefit you are on but as you are able to receive £20 a week before it deducts from income support you could be better off. Can you get an adult learning grant etc?

A complete breakdown of where your current income comes from (what benefits) may help us to advise you better.

I second that your son should look for a part time job. Maybe Tesco if its close, its nice to earn your own Money. When I used to work there after a year we got a 10% discount card which I could sign over to my mum, that could help your costs. They where also really good with scheduling time off round exams etc.

Min

MinBlack

I've just checked you applicable amount and as a lone parent with one child your should be receiving a minimum of £123.03 per week, to see your income over a month you times by 4.33, this should give you a monthly income of £532.72. Are you getting all the money you are entitled too?

fallen_angel_shelley

Hi, Min. for some reson im only getting £115.06 in benefits a week, i will call them tomorrow and see why it's £8 short. i'm still on my access course so don't get grants or loans yet. we do have a tesco very close to use and next time im in there i will ask what jobs they have.

thanks, shelley

tigtag02

Hi Shelly

Dont switch anything without going through Quidco ~ they were offereing £135 CB on sky not so long since (not sure if the same deal is on now)

:wave: & welcome

tigtag
x

fallen_angel_shelley

tigtag02 wrote: »

Hi Shelly

Dont switch anything without going through Quidco ~ they were offereing £135 CB on sky not so long since (not sure if the same deal is on now)

:wave: & welcome

tigtag
x

the £28 i pay for & t.v, that is for calls i have made a well. it shouldn't be so high in the new year i hope, had loads of stuff to sort out recently and they all ways seem to be 0845 numbers, so they are not included in free calls.