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Equity Release - action groups

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Comments

  • born_again
    born_again Posts: 22,258 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 20 February 2023 at 12:35PM
    You said "So don't these people listen to the financial advice they're given and proceed regardless? Or are some advisors giving poor advice?" which certainly to me reads as implying that it can never be good advice to take out a lifetime mortgage
    If the person decides to proceed regardless. You can not take the advice given as "Never be good advice" As they are simply ignoring the advice given & making their own mind up.

    Very much like me with cashing a pension in. The advice was not to, but I ignored it & did what I had already decided to cash in. 

     Was the advice given good or bad?

    End of the day here. The OP is not the person who took it out, so it sounds like has no idea on what advice given. 🤷‍♀️
    Life in the slow lane
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    You said "So don't these people listen to the financial advice they're given and proceed regardless? Or are some advisors giving poor advice?" which certainly to me reads as implying that it can never be good advice to take out a lifetime mortgage
    If the person decides to proceed regardless. You can not take the advice given as "Never be good advice" As they are simply ignoring the advice given & making their own mind up.

    Very much like me with cashing a pension in. The advice was not to, but I ignored it & did what I had already decided to cash in. 

     Was the advice given good or bad?

    End of the day here. The OP is not the person who took it out, so it sounds like has no idea on what advice given. 🤷‍♀️
    But, as the questions were stated they ignored the possibility that the person got good advice and followed that advice

    I wasnt trying to suggest advice has to be followed or that all advice is good/bad just simply pointing out the bias in the questions.
  • Pollycat
    Pollycat Posts: 36,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    You said "So don't these people listen to the financial advice they're given and proceed regardless? Or are some advisors giving poor advice?" which certainly to me reads as implying that it can never be good advice to take out a lifetime mortgage
    If the person decides to proceed regardless. You can not take the advice given as "Never be good advice" As they are simply ignoring the advice given & making their own mind up.

    Very much like me with cashing a pension in. The advice was not to, but I ignored it & did what I had already decided to cash in. 

     Was the advice given good or bad?

    End of the day here. The OP is not the person who took it out, so it sounds like has no idea on what advice given. 🤷‍♀️
    But, as the questions were stated they ignored the possibility that the person got good advice and followed that advice

    I wasnt trying to suggest advice has to be followed or that all advice is good/bad just simply pointing out the bias in the questions.
    No bias in the questions.
    Pollycat said:
    You are reading something that isn't there.

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