We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Natwest 2 CC's swapping Limit's

Dandytf
Posts: 5,073 Forumite


Hi mesr's
I continue to hold 2 Natwest Credit Cards, here's todays interesting request....
I had previously made a tel request to swap up to 90% of limit from expired 0% offer card -intending to close afterwards.
My 2nd Card then has my highest ever Limit 8.5K -flat 12.9 purchases and transfers.
I was checking today and it seems some temp 0% offers for transfer's continue on lowest Limit card
Zero% 18 Mths balance transfers -though what is left of Limit 1.3 k is too low for a new Purchase.
Is it possible to re request some of Higher Limit to be returned to lower limit card to use 0% offer.
thanks
I continue to hold 2 Natwest Credit Cards, here's todays interesting request....
I had previously made a tel request to swap up to 90% of limit from expired 0% offer card -intending to close afterwards.
My 2nd Card then has my highest ever Limit 8.5K -flat 12.9 purchases and transfers.
I was checking today and it seems some temp 0% offers for transfer's continue on lowest Limit card
Zero% 18 Mths balance transfers -though what is left of Limit 1.3 k is too low for a new Purchase.
Is it possible to re request some of Higher Limit to be returned to lower limit card to use 0% offer.
thanks
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
0
Comments
-
Yea, it's possible to request it. You can request anything, no matter how outlandish.
But only NatWest can tell you if they will.0 -
MorningcoffeeIV said:Yea, it's possible to request it. You can request anything, no matter how outlandish.
But only NatWest can tell you if they will.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
Whilst I called Natwest and Limit's between cards can be re requested.
The amount transferred would not be included in 0% 18mts offer.
I think I'll use 12.9 card over 24 mths Instalment's
thanks.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
Dandytf said:
I think I'll use 12.9 card over 24 mths Instalment's5 -
MorningcoffeeIV said:Dandytf said:
I think I'll use 12.9 card over 24 mths Instalment'sReplenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
Dandytf said:MorningcoffeeIV said:Dandytf said:
I think I'll use 12.9 card over 24 mths Instalment'sForgive me if I've misunderstood, but credit cards don't offer "instalment plans" as such (unless you've defaulted and come to a specific agreement). You're free to spread payments over whatever time period you wish, subject to paying the minimum amount each month. But on an interest-bearing card this is financial madness as you'll be paying a shed-load of interest.Apologies if I've misunderstood your statement.
1 -
CliveOfIndia said:Dandytf said:MorningcoffeeIV said:Dandytf said:
I think I'll use 12.9 card over 24 mths Instalment'sApologies if I've misunderstood your statement.Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
CliveOfIndia said:Dandytf said:MorningcoffeeIV said:Dandytf said:
I think I'll use 12.9 card over 24 mths Instalment'sForgive me if I've misunderstood, but credit cards don't offer "instalment plans" as such (unless you've defaulted and come to a specific agreement). You're free to spread payments over whatever time period you wish, subject to paying the minimum amount each month. But on an interest-bearing card this is financial madness as you'll be paying a shed-load of interest.Apologies if I've misunderstood your statement.1 -
What you spending on this time dandy. It's mad that you want to use an interest bearing card than use some of the 0 percent limit you have. But your debt history is madness anywaysMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.1 -
Sncjw said:What you spending on this time dandy. It's mad that you want to use an interest bearing card than use some of the 0 percent limit you have. But your debt history is madness anyways
I have up to 12 mths t/fer offers on another card from VM though not sure if I'll keep using as almost cleared 0%t/fer balance, though may miss clearing in full not by much until May when it returns to 24.9 I think.
Going forward I intend to use Natwest more often, though I wont hold more than 2 providers cards, may keep Natwide.-
Totally undecided decision from Amex card, which I''m snowballing, a few more months yet, maybe mid '23 to clear, that's went from 22% approx up-to 29% range apr,Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.4K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.3K Work, Benefits & Business
- 597.9K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards