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Do I have a CCJ for insurance purposes if I won a small claims against me?
TM1
Posts: 26 Forumite
I'm trying to get insurance at the moment and the website is asking if I've ever "been served" a CCJ.
Does a small claims court claim count as a CCJ? Does it still count if I won the claim, or if the claimant dropped out part way through?
Is that going to make it more difficult to get insurance?
Does a small claims court claim count as a CCJ? Does it still count if I won the claim, or if the claimant dropped out part way through?
Is that going to make it more difficult to get insurance?
0
Comments
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Does a small claims court claim count as a CCJ?No. A County Court Judgement is the ruling against you if you lose the case and do not pay the money on the spot.
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.2 -
The term is very unhelpful but a CCJ in this context is if you had lost the claim (inc small claims) and then had failed to satisfy the judgement in 1 month.TM1 said:I'm trying to get insurance at the moment and the website is asking if I've ever "been served" a CCJ.
Does a small claims court claim count as a CCJ? Does it still count if I won the claim, or if the claimant dropped out part way through?
Is that going to make it more difficult to get insurance?
As you went and won then you have no CCJ
If you went and lost but paid the next day you'd still have no CCJ1
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