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Child benefit tax advice for higher earner

I now earn over £50k made up of salary, car allowance and annual bonuses. My wife receives child benefit payments as we have 2 children. It works out at around £145 a month. 
I had a letter to say that now I earn over 50k I need to do a self assessment and will be taxed on child benefit payments. Whist this is frustrating I understand but when I got my new tax code it seems , from a discussion with hmrc, that they reduce my personal allowance as I have to pay back most of the benefit payments. 

So I'm trying to work out if it's actually worth having them. Seems very harsh that because I earn a bit over 50k that we will now be at least £125 worse off each month. 

Is this right? Am I best yo take the hit and just stop getting the payments?

Any help appreciated 

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