Decent JOINT savings account?

Can anyone recommend a decent savings account that allows joint account holders? Some of the recommendations on the Savings accounts page don't make it clear if joint accounts are allowed. E.g. the page lists Furness BS and Allica Bank, but when I click through to those bank pages they don't mention if joint accounts are allowed.

(I'm no expert with accounts etc but it seems odd that they wouldn't state this simple fact about the account - or maybe since they don't mention that joint accounts are not allowed then that means they are allowed...who knows!)

If anyone has a recommendation for a decent joint savings account pls let me know. Thx.


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  • EarthBoy
    EarthBoy Posts: 3,187 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bank, but when I click through to those bank pages they don't mention if joint accounts are allowed.

    You could always ring them and ask.
  • Albermarle
    Albermarle Posts: 27,395 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Compare The Best UK Savings Accounts | moneyfacts.co.uk

    If you click on the type of account you are looking for ( easy access, fixed rate etc) . Then click on 'Full Search' in top right hand side of the screen.
    You then get various search options, including specifying Joint accounts.
  • EarthBoy said:
    Bank, but when I click through to those bank pages they don't mention if joint accounts are allowed.

    You could always ring them and ask.

    I could and I might, but my question is not specifically about them but about any joint accounts that readers have had success with and like.
  • tony_1
    tony_1 Posts: 43 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Yorkshire Building society we have found them very good since opening last year was easy to open online and contact if needed.
  • jaypers
    jaypers Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    It’s only 5.12% up to £5k but the Barclays Rainy Day Saver can be joint.

    Also like Charter Savings as all of their accounts allow joint applications. 
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So do Coventry BS
  • fourmarks
    fourmarks Posts: 257 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 10 February 2023 at 12:11PM
    I think Shawbrook and Paragon do joint easy access accounts over 3%.
  • jaypers said:
    It’s only 5.12% up to £5k but the Barclays Rainy Day Saver can be joint.

    Also like Charter Savings as all of their accounts allow joint applications. 

    Looks like you need to be Barclays Blue Rewards customer for this.
  • Can anyone recommend a decent savings account that allows joint account holders? Some of the recommendations on the Savings accounts page don't make it clear if joint accounts are allowed. E.g. the page lists Furness BS and Allica Bank, but when I click through to those bank pages they don't mention if joint accounts are allowed.

    (I'm no expert with accounts etc but it seems odd that they wouldn't state this simple fact about the account - or maybe since they don't mention that joint accounts are not allowed then that means they are allowed...who knows!)

    If anyone has a recommendation for a decent joint savings account pls let me know. Thx.


    Most of the traditional banks offer joint accounts. Its mainly the app based accounts that don't.
    Paragon allows joint accounts.  I opened one quite easily. So far no complaints. 
    Shawbrook also allows joint but I found their account opening process really infuriating. 
    Sainsbury's Bank allows joint accounts but you have to open a new one every time the rate increases (assuming you want to get the higher rate). I've done it twice so far and on both occasions my husband lost access to the new account. 

  •  I've done it twice so far and on both occasions my husband lost access to the new account. 

    If it happens a third time your husband might think your conspiring with Sainsbury's Bank lol!


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