Lost ring and insurance claim

We have hardwood floors in our bedroom with a few gaps where an HVAC engineer bodged after sorting out radiator pipework, before we moved here. Yesterday, I cleaned my grandmother's engagement ring. I've lost weight and I was pleased that I could wear it. You know where this is going, right ? 

Now shiny and sparkling ring dropped off my finger. I didn't see it drop but I heard it roll. We've been over every centimetre of floor and nothing. Husbnd used a Maglite and no glintin in the gaps. We've not lost anything before.

We have household insurance and have made three claims since 1999. Two for damage caused by neighbour (only one was paid) and one for a cracked shared chimney. 

I'm worred that because the ring has three diamonds, insurers will want us to rip up floorboards or will send a loss adjuster out. I've been shielding since end of Feb 2020 so the loss adjuster isn't gonna fly. Our bed has a steel footboard thing, screwed to the floor, so taking up thefloorboards won't work.

The secondhand value of the ring was £180 when my mother had it valued for me in 2010. Is it worth me trying to claim ? Or should I just give up ?  


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