Part settlements

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I am looking to part settle my credit card they have informed me it will remain on file for 6 years as part settled. Do this have an effect on obtaining more credit ie mortgage in future. Just want to add this has not defaulted at all just wanna to get it paid off
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Your call whether the cost saving is worth the six-year mark
Two years later or so the bank contacted me saying they were closing my accounts with them and I have to contact them. They wouldnt give me any details other than to say it was due to my Ex and my association to her. No defaults, no missed payments, no late payments but as they were being a pain I decided to be one back and asked what they'd accept to clear the loan and the overdraft. They said they'd offer a partial settlement on the loan but because the current account was in my name alone I had to pay it off in full.
I believe she had defaulted on other finance she got after we broke up after losing her job.
Agree its a non-standard situation but doubt I'm the only one with a joint credit line with an ex.