National Insurance Contributions - Housewife

jem16

Wrath_of_Kain said:

draiggoch said:

Mine shows as paid employment and 52 weeks credit. Luckily the fact I claimed it makes no difference to my wife.

Was a really really crap roll out they did .... and system in general imo .... ultimately down to me but there are many like me .... even now the only reason we picked up on this was because of MSE on TV !!!!

Oh so it literallly states "paid employment and 52 weeks credit" .... I dont see the weeks credit so hopefully we are ok on that bit at least ?

Yes my NI record shows the credits when I received HRP. However for those year where I paid enough NI it only shows paid employment.

Wrath_of_Kain

jem16 said:

Wrath_of_Kain said:

draiggoch said:

Mine shows as paid employment and 52 weeks credit. Luckily the fact I claimed it makes no difference to my wife.

Was a really really crap roll out they did .... and system in general imo .... ultimately down to me but there are many like me .... even now the only reason we picked up on this was because of MSE on TV !!!!

Oh so it literallly states "paid employment and 52 weeks credit" .... I dont see the weeks credit so hopefully we are ok on that bit at least ?

Yes my NI record shows the credits when I received HRP. However for those year where I paid enough NI it only shows paid employment.

MMMmmm i might still be buggered then  

p00hsticks

Wrath_of_Kain said:

MMMmmm i might still be buggered then  

Or more to the point, your wife might be.

The (potential) good news is that if your records show that you have a full year through paid employment you can apparently apply to get the credits associated with Child Benefit transferred to your spouse - I'm not sure if there is a limit on how far back you can go though, or of the exact process of doing it.

https://www.gov.uk/national-insurance-credits

Edit: looks like it's your wifr that needs to apply to get them transferred

https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a

calcotti

p00hsticks said:

Edit: looks like it's your wifr that needs to apply to get them transferred

https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a

Which I interpret as meaning a request for transfer should be made within 12 months of the relevant year but that HMRC have discretion to backdate further.

Wrath_of_Kain

calcotti said:

p00hsticks said:

Edit: looks like it's your wifr that needs to apply to get them transferred

https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a

Which I interpret as meaning a request for transfer should be made within 12 months of the relevant year but that HMRC have discretion to backdate further.

Yeah thats what I took it to mean

Wrath_of_Kain

p00hsticks said:

Wrath_of_Kain said:

MMMmmm i might still be buggered then  

Or more to the point, your wife might be.

The (potential) good news is that if your records show that you have a full year through paid employment you can apparently apply to get the credits associated with Child Benefit transferred to your spouse - I'm not sure if there is a limit on how far back you can go though, or of the exact process of doing it.

https://www.gov.uk/national-insurance-credits

Edit: looks like it's your wifr that needs to apply to get them transferred

https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a

Oh wait ... you might be onto something there .... on your second link .... i ended up here 

https://www.gov.uk/home-responsibilities-protection-hrp

Wrath_of_Kain

Oh and then you get to the last paragraph !!!!!!

"Any HRP you had before 6 April 2010 have been converted into National Insurance credits (up to a maximum of 22 years). You must have reached State Pension age on or after 6 April 2010 for these credits to go towards your State Pension."