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Fabulous February's NSD Challenge!
Comments
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Thank you @cathybird for letting me know about public transport, it’s very much appreciated. I also bought a bottle of pop and some Maltesers in the end 🤦🏻♀️
today is definitely an NSD so that’s 13 now for me.3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
February targets
annetheman 10 beanielou 12/15
bekah89 12/15
cathybird 11/15
cherry 22 10/13
Crazycatlady2 11/20
funfairprincess 1/10
GeorgianaCavendish 10/16
gm2917 15
herebeme 1/15
jammy dodger 10/15
KajiKita 10/20
Karb 6/15
leftatthetrafficlights 2/15
LittleMissDetermined 11/18
LLM2018 7/18
Makingabobor2 6/16
Money Choices 2/8
MrsCautious 13/20
newroadahead 2/15
QueenJess 11/15
Rupacomp 5/15
Saver-upper 7/15
short bird 11/18
SueP19 12
the-mrs 5/15
Newcomers welcome
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Ones for yesterday and today bringing me to 12March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
NSD today 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD#7 thank you cathybird
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
Another one today. so now 6/16. Might be tight this month, 12 days left and 10 NSDs to get.....
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1290/£3000
.
Studies/surveys Feb....£25.17
Decluttering items 1402/2025. 82/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Day 11 today...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
Well done LittleMissDetermined, GeorgianaCavendish, Crazycatlady2, MrsCautious, beanie, bekah89, KajiKita, Saver-upper, Makingabobor2 and short bird
Another one for me
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It was NSD 9 for me on Tuesday and an early call for today too taking me upto 10 for Feb so far £1 a day for 2023 #58 £165/£3653
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