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Credit history

magpies79
Posts: 416 Forumite


so come December provided I don’t mess things up will my history look in good shape? here is a picture of my history of payments.
my only worry now is the 2019 late payments which were mortgage payments the reason for the question is apart from my file being really bad with 2 active CCJs on it I’m now hopefully 10 months away with no adverse history other then the 2019 payments and hope to start looking next year to sell our home and get a bigger house just wanted to know if I’m on the right track?
Im 43 years house is worth £180k owe £34k 4 years left on mortgage
thanks appreciate any advice
£2820/£4000 0% 24 months pay £150 HSBC
£2,100/£3000 0% 27 months pay £150 M&S
£3,050/£4000 0% 27 months pay £150 HALI
£2,200/£7250 0% 14 months pay £60 RBS
£990/£2000 28% Zable closed £60
mortgage £22,000/£89,000 2 years left
£2,100/£3000 0% 27 months pay £150 M&S
£3,050/£4000 0% 27 months pay £150 HALI
£2,200/£7250 0% 14 months pay £60 RBS
£990/£2000 28% Zable closed £60
mortgage £22,000/£89,000 2 years left
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