We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

118 118 Credit Card -new £12.00 late payment fee

M25 Posts: 134 Forumite
First Anniversary First Post Name Dropper Photogenic

Surprised they never made a charge for that in the first place I suppose their offer of "no fees" was very attractive.

I like their card especially with no currency fees and having no fee for cash withdrawal is good for an emergency.


  • grumbler
    grumbler Posts: 58,629 Forumite
    Name Dropper First Post Photogenic First Anniversary
    edited 29 January 2023 at 10:47AM
    I don't think that any card can survive without this particular fee.
    Let people not to pay and at least half of them will max the card and stop making any payments.
    An overlimit fee is the next one if they don't have it either.
    Both are essentially penalties, not fees.
Meet your Ambassadors


  • All Categories
  • 12 Election 2024: The MSE Leaders' Debate
  • 344.1K Banking & Borrowing
  • 250.4K Reduce Debt & Boost Income
  • 450.1K Spending & Discounts
  • 236.3K Work, Benefits & Business
  • 609.6K Mortgages, Homes & Bills
  • 173.5K Life & Family
  • 248.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards