118 118 Credit Card -new £12.00 late payment fee

M25

Surprised they never made a charge for that in the first place I suppose their offer of "no fees" was very attractive.

I like their card especially with no currency fees and having no fee for cash withdrawal is good for an emergency.

grumbler

I don't think that any card can survive without this particular fee.

Let people not to pay and at least half of them will max the card and stop making any payments.

An overlimit fee is the next one if they don't have it either.

Both are essentially penalties, not fees.