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Cheapest way to buy/hold Vanguard Lifestyle Fund ISA/SIPP

Retired_Minky
Posts: 176 Forumite


My partner currently has £60k of the fund in an ISA and 20k in a pension both directly with Vanguard
I have £20k in an ISA with Vanguard and £70k in a pension with Interactive Investor.
We don't buy regularly. Just once/twice a year.
Any help appreciated.
I have £20k in an ISA with Vanguard and £70k in a pension with Interactive Investor.
We don't buy regularly. Just once/twice a year.
Any help appreciated.
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Comments
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Vanguard is cheapest for small amounts. iWeb is usually cheapest for large amounts, but their SIPPs are not cheap. I suggest that you compare the costs for Vanguard, iWeb and Interactive Investor. I expect that Vanguard will be the cheapest for both of you.1
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Retired_Minky said:My partner currently has £60k of the fund in an ISA and 20k in a pension both directly with Vanguard
I have £20k in an ISA with Vanguard and £70k in a pension with Interactive Investor.
We don't buy regularly. Just once/twice a year.
Any help appreciated.Personal Responsibility - Sad but True
Sometimes.... I am like a dog with a bone1 -
cloud_dog said:Retired_Minky said:My partner currently has £60k of the fund in an ISA and 20k in a pension both directly with Vanguard
I have £20k in an ISA with Vanguard and £70k in a pension with Interactive Investor.
We don't buy regularly. Just once/twice a year.
Any help appreciated.2 -
The costs depend on the number of trades per year within each fund. Nonetheless, the OP can almost certainly save money by holding the bigger ISA with iWeb, and will certainly save money by holding the smaller pension with Vanguard.0
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Do iWeb do Vanguard LifeStrategy. I couldn't see it on their site.
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Yes, search for funds, their naming convention is idiosyncratic to say the least. It's often easier to use Google with IWeb & fund name
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And if you are cost focused, as your title suggests, then also consider the HSBC Global Strategy fund range as that is cheaper than Vanguard.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.2
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The is for the replies. Will check out iweb.0
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