We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Do we actually need a credit card
Comments
-
Credit cards are a financial tool, like many others, and is a "must" to have in your armoury. Of course we all know ---or should know---about being responsible, but so long as we do, CCs are part of 21st Century life.0
-
I class items in the need category as just the, thing you 'need', food,water, warmth etc. So in my opinion, a CC does not fall into this category.NoodleDoodleMan said:Deleted_User said:As the title, do we actually need credit cards to get by? The obvious answer is no, but other than a need for extra funds when the current account is saying no, why do people actually need/use them?
Dave Ramsey for those who watches his videos hates them. He is a firm believer of manual underwriting for big purchases - a house for example, is this a thing in the UK?Why is that the obvious answer ?0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards