ESA, inheritance, responsibilities between claims, moving home.
edited 25 January at 10:47AM in Benefits & tax credits
9 replies 380 views
I'm currently receiving income based ESA, and I am due to receive an inheritance of approx £40k. I understand the amount will end my entitlement to benefits, and I will need to use the money for living expenses. But, my mental health condition will probably mean that I am likely to need benefits after the inheritance is exhausted. However, I need to move from my current home, and I would like to use some of the money for achieving this goal.
But, I would also like to avoid excluding myself from any later qualification for benefits due to moving home. I assume there could be a measure of reasonable spending of the inheritance, or a period of expiration - in which spent capital is no longer weighed against a new claim. I'm also aware of capital in the form of property (occupied as the home) being disregarded from a claim; as is the case for my current home.
In simple terms, how much, if any, of the inheritance is reasonable for moving, without excluding myself from any future benefit claims? or, should I expect a deprivation of capital investigation (regardless of how the inheritance is used) following any future claim?
Also, I assume the DWP will not advise me before I act, but should I decide to use some of the funds for a new home, later make a claim, and subsequently the DWP decide against my use of the money for a property - would I be denied a claim until the capital was released from the property?
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