We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Investing through holding company

Afternoon everyone :)

Can anyone recommend platforms/brokers which allow investment accounts for LTD companies as well as individuals? Interactive Broker and Invest Engine do business accounts, but can't find many others!

Cheers!

Comments

  • dunstonh
    dunstonh Posts: 120,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Is it an investment company or a trading company?  (the providers/platforms will sometimes offer trading companies but not investment companies).

    One of the most common tax wrappers to use with a limited company is the offshore bond as, depending on your accountancy method, you can decide which years you update the value of the bond and therefore the tax you pay.   If your business is prone to having the occasional loss year or will be close to the 26.5% corp tax band coming in next tax year, then this can be a way to help control taxation.  

    Not all platforms offer an offshore bond wrapper.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • nab85
    nab85 Posts: 6 Forumite
    First Post
    Thank you for your reply, it's an investment company.
  • wmb194
    wmb194 Posts: 5,609 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    nab85 said:
    Afternoon everyone :)

    Can anyone recommend platforms/brokers which allow investment accounts for LTD companies as well as individuals? Interactive Broker and Invest Engine do business accounts, but can't find many others!

    Cheers!
    Have a look at AJ Bell.

    https://www.ajbell.co.uk/faq/it-possible-open-dealing-account-name-trust
  • nab85
    nab85 Posts: 6 Forumite
    First Post
    wmb194 said:
    That's great thank you, didn't think of them!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.