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Old account with Northern Rock

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Yorkie006
Yorkie006 Posts: 275 Forumite
Seventh Anniversary 100 Posts Photogenic Name Dropper
edited 22 January 2023 at 8:57PM in Budgeting & bank accounts
Hi all,
I've been going trough my paperwork from years ago and found document for an e-saver account I opened with Northern Rock in 2009. Unfortunately I don't have any statements, only a letter confirming the account was opened and the account number. I'm fairly sure I withdrew the money and closed the account but as I don't have any paperwork to confirm this, is there a way to find out for sure? I know NR doesn't exist anymore so no idea where to start.
Thank you!

Comments

  • Northern Rock was bought by Virgin Money in 2012. If you need to trace your account this may be a starting point:

    https://www.mylostaccount.org.uk/
  • Yorkie006
    Yorkie006 Posts: 275 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Thanks, I'll give it a go.
  • gm0
    gm0 Posts: 1,176 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Clydesdale and Yorkshire Banking Group folded in the Virgin Money bank (which had the Northern Rock "good bank" savings account residues in it) circa 2019.  The brand still exists as one of the main ones they use - as that was viewed as positive in the merger of several. 

    Savings accounts would have gone along that path (if active).  Rock - VM - CYBG

  • WillPS
    WillPS Posts: 5,162 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    gm0 said:
    Clydesdale and Yorkshire Banking Group folded in the Virgin Money bank (which had the Northern Rock "good bank" savings account residues in it) circa 2019.  The brand still exists as one of the main ones they use - as that was viewed as positive in the merger of several. 

    Savings accounts would have gone along that path (if active).  Rock - VM - CYBG

    Virgin Money actually folded in to Clydesdale Bank plc, although all branches now trade under the Virgin Money brand.
  • I’d get in touch with Virgin Money as they will now most likely have your record of Northern Rock if anyone does, even though they are technically Clydesdale Bank. It’s most likely you won’t, as most banks would have closed inactive accounts after a while and sent you a cheque/transfer with any remaining funds.
  • Yorkie006
    Yorkie006 Posts: 275 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    pridehappy most banks would have closed inactive accounts after a while and sent you a cheque/transfer with any remaining funds.
    That may be true, but I have moved several times since then so if they sent a cheque, I never received it. I completely forgot the account existed until I found the paperwork recently and I no longer remember if I took the money out or not (which also means I probably haven't updated my address, phone number etc). I probably took it out, I just don't remember and have no paperwork to prove it either that's why I'm trying to track the account down just in case...
  • Yorkie006 said:
    pridehappy most banks would have closed inactive accounts after a while and sent you a cheque/transfer with any remaining funds.
    That may be true, but I have moved several times since then so if they sent a cheque, I never received it. I completely forgot the account existed until I found the paperwork recently and I no longer remember if I took the money out or not (which also means I probably haven't updated my address, phone number etc). I probably took it out, I just don't remember and have no paperwork to prove it either that's why I'm trying to track the account down just in case...
    Makes sense, as long as you have the letter and same name etc. they most likely will be happy to help if you contact them.
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