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Decent (hidden) fixed rate savers from the Halifax app - early closure permitted (with penalty)

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  • SirHugo said:
    I opened the 1yr fixed account at 4.2% with them on the 23rd Jan. Didn't want to tie too much up thinking rates would be increasing after the latest BoE increase. I just put 10k in.
    However although there's supposed to be a 10 day window to make further deposits, now 16 days later it looks like I am still able to transfer from my Reward current account into the Fixed account, both through online banking or the app.
    Are other people also seeing this?
    Thinking of topping up now the rates are dropping. What's the worst that could happen besides the Halifax reversing the transaction?  
    Only opened these accounts on the 3rd, still within the 10 days, so can't say if the cut-off is rigid.
    Natwest has just blocked my four figure transfer to Halifax, so still not fully funded the 2 year bond yet.
    Looks like rates will be dropping now. Hopefully some of us managed to get these in time.
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