Sainsbury's balance transfer card/next store card

Wes121708

Hi, looking at getting a Sainsbury's 0% for 25 months to clear a next store card. On the application it states some store cards are not included. Does anyone know if you can balance transfer a Next store card?

MorningcoffeeIV

Hoe many digits does the card number have? If 15, then no.

Next are one of the few accounts you can use a 0% purchases card on.

WillPS

You can only transfer from Credit Cards.

Do you have another credit card (with any provider other than Amex)? If so, you can make a payment on that card to cover the Next account, then you can balance transfer from that.

Alternatively if it's only Next you want to clear then a 0% Purchase credit card should do the trick. You might want to check it gets treated as a purchase with a small transaction (and waiting a few days to check there's no extra fees) before clearing the entire balance.

You can also clear your Next account using Next gift cards, if you can find some advantageous way of purchasing those.

Wes121708

MorningcoffeeIV said:

Hoe many digits does the card number have? If 15, then no.

Next are one of the few accounts you can use a 0% purchases card on.

It has 16 but @WillPS didn't think of that lol! I'll do that and then balance transfer my credit card. 
Thanks both!

born_again

You can not balance transfer from a Store card to a credit card. No of numbers makes no difference.
But was this card a true store card, or a branded CC?

grumbler

born_again said:

But was this card a true store card, or a branded CC?

Is, e.g., this one? Neither Visa nor Mastercard. And works only in Argos, Habitat and Sainsbury's.

Reportedly, you can transfer a balance from it.

This site says the same about Next card, but I cannot even find a photo of this card.

ETA: I didn't even notice that the number has 19 digits, not 16. It's really hard to believe that a BT is possible for this card.

MalMonroe

Hi, if all else fails and you want to know you can phone them on 0800 030 44 18.

Lines are open 8am-7pm Mon-Fri and 8am-5pm Sat-Sun, so you could give them a ring tomorrow if you wanted to. 

I have a Sainsbury's credit card but I've only done a BT from them, not to them, so am unable to give any pertinent advice, sorry about that.

Alex9384

MorningcoffeeIV said:

Hoe many digits does the card number have? If 15, then no.

I don't think it's a problem here since they accept Amex which also has 15 digits.

Wes121708

It's okay I paid my next store card off with a card I already had and have now balance transferred that card to my Sainsbury's balance transfer card.