FirstSave not in One-Year Fixed-term savings accounts – what we'd go for. Any reason?

MDH7

Looking at your "Fixed-term savings accounts" for "One-year fixes – what we'd go for", you recommend SmartSave with 4.26%, followed by Charter Savings Bank 4.24% and Vanquis Bank 4.2%.

Having a look elsewhere, I notice that FirstSave have a Fixed Rate Bond Accounts "1 year bond monthly interest - Dec22" with AER of 4.30%.

I just wondered whether there was a reason why you haven't recommended it?

I'd be interested to hear any advice, before I consider whether to save with FirstSave at all.

TiVo_Lad

The FirstSave account was only released today so it's unlikely that anyone's had a look yet.

pecunianonolet

Welcome to the Forum. You can compare rates here. 

You have to decide for yourself if you need monthly or annual interest. I fixed in December and went with Atom for monthly interest so I am able to split interest payments over two financial years to make most use of the Personal Savings Allowance (PSA). Obviously depending on the sum you want to fix and your tax situation. 

Albermarle

you recommend 

The MSE website may recommend it, but this is an open forum and the posters have no link with MSE directly ( except for posting on the forums that MSE host) 

bristolleedsfan

MDH7 said:

Looking at your "Fixed-term savings accounts" for "One-year fixes – what we'd go for", you recommend SmartSave with 4.26%, followed by Charter Savings Bank 4.24% and Vanquis Bank 4.2%.

Having a look elsewhere, I notice that FirstSave have a Fixed Rate Bond Accounts "1 year bond monthly interest - Dec22" with AER of 4.30%.

I just wondered whether there was a reason why you haven't recommended it?

I'd be interested to hear any advice, before I consider whether to save with FirstSave at all.

Best to check savings providers website in the first instance

Sorry this product is unavailable

The 1 Year Fixed Bond is now fully subscribed and is no longer available.

You can view a range of alternative products that may be of interest to you b

eskbanker

bristolleedsfan said:

MDH7 said:

Looking at your "Fixed-term savings accounts" for "One-year fixes – what we'd go for", you recommend SmartSave with 4.26%, followed by Charter Savings Bank 4.24% and Vanquis Bank 4.2%.

Having a look elsewhere, I notice that FirstSave have a Fixed Rate Bond Accounts "1 year bond monthly interest - Dec22" with AER of 4.30%.

I just wondered whether there was a reason why you haven't recommended it?

I'd be interested to hear any advice, before I consider whether to save with FirstSave at all.

Best to check savings providers website in the first instance

Sorry this product is unavailable

The 1 Year Fixed Bond is now fully subscribed and is no longer available.

You can view a range of alternative products that may be of interest to you b

Re checking 'in the first instance', to be fair, it was available when OP posted earlier this afternoon!

MDH7

Great thanks for the responses.

MDH7

Great thanks for the responses.

bristolleedsfan

eskbanker said:

bristolleedsfan said:

MDH7 said:

Looking at your "Fixed-term savings accounts" for "One-year fixes – what we'd go for", you recommend SmartSave with 4.26%, followed by Charter Savings Bank 4.24% and Vanquis Bank 4.2%.

Having a look elsewhere, I notice that FirstSave have a Fixed Rate Bond Accounts "1 year bond monthly interest - Dec22" with AER of 4.30%.

I just wondered whether there was a reason why you haven't recommended it?

I'd be interested to hear any advice, before I consider whether to save with FirstSave at all.

Best to check savings providers website in the first instance

Sorry this product is unavailable

The 1 Year Fixed Bond is now fully subscribed and is no longer available.

You can view a range of alternative products that may be of interest to you b

Re checking 'in the first instance', to be fair, it was available when OP posted earlier this afternoon!

Do you know that for certain, other F.S fixed rate periods were showing on 3rd party site yesterday as highest rate despite having been withdrawn .......

wmb194

bristolleedsfan said:

eskbanker said:

bristolleedsfan said:

MDH7 said:

Looking at your "Fixed-term savings accounts" for "One-year fixes – what we'd go for", you recommend SmartSave with 4.26%, followed by Charter Savings Bank 4.24% and Vanquis Bank 4.2%.

Having a look elsewhere, I notice that FirstSave have a Fixed Rate Bond Accounts "1 year bond monthly interest - Dec22" with AER of 4.30%.

I just wondered whether there was a reason why you haven't recommended it?

I'd be interested to hear any advice, before I consider whether to save with FirstSave at all.

Best to check savings providers website in the first instance

Sorry this product is unavailable

The 1 Year Fixed Bond is now fully subscribed and is no longer available.

You can view a range of alternative products that may be of interest to you b

Re checking 'in the first instance', to be fair, it was available when OP posted earlier this afternoon!

Do you know that for certain, other F.S fixed rate periods were showing on 3rd party site yesterday as highest rate despite having been withdrawn .......

Yes, it was there. I went to look at FirstSave's website not long after the OP posted.

bristolleedsfan

wmb194 said:

bristolleedsfan said:

eskbanker said:

bristolleedsfan said:

MDH7 said:

Looking at your "Fixed-term savings accounts" for "One-year fixes – what we'd go for", you recommend SmartSave with 4.26%, followed by Charter Savings Bank 4.24% and Vanquis Bank 4.2%.

Having a look elsewhere, I notice that FirstSave have a Fixed Rate Bond Accounts "1 year bond monthly interest - Dec22" with AER of 4.30%.

I just wondered whether there was a reason why you haven't recommended it?

I'd be interested to hear any advice, before I consider whether to save with FirstSave at all.

Best to check savings providers website in the first instance

Sorry this product is unavailable

The 1 Year Fixed Bond is now fully subscribed and is no longer available.

You can view a range of alternative products that may be of interest to you b

Re checking 'in the first instance', to be fair, it was available when OP posted earlier this afternoon!

Do you know that for certain, other F.S fixed rate periods were showing on 3rd party site yesterday as highest rate despite having been withdrawn .......

Yes, it was there. I went to look at FirstSave's website not long after the OP posted.

Did you go past all three stages ?

https://www.firstsave.co.uk/

https://www.firstsave.co.uk/accounts/index.html

https://www.firstsave.co.uk/apply_now/