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Settled my Iva is it still impossible to get a mortgage thanks 🙏🏻
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Do you have your certificate yet?If you've have not made a mistake, you've made nothing0
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Specialist brokers will assist with ‘bad credit’ applications, however, you are normally expected to have a minimum of 10% deposit and you WILL pay a higher interest, which on a mortgage could be crucifying for some monthly and just not worth it so waiting til the 6 years are up could save thousands.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0
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