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Settled my Iva is it still impossible to get a mortgage thanks 🙏🏻
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Do you have your certificate yet?The person who has not made a mistake, has made nothing0
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Specialist brokers will assist with ‘bad credit’ applications, however, you are normally expected to have a minimum of 10% deposit and you WILL pay a higher interest, which on a mortgage could be crucifying for some monthly and just not worth it so waiting til the 6 years are up could save thousands.Save £5k in 2024 challenge #32
Saved Total = £6,481.35 / £5,000 (Nov24)
Secured/Unsecured loans x 1
Credit Cards x 7 (total limit £35,500)
Creation FS Retail Account x 1
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £139,149.17 (Payment 6/360)
Total Debt = £1,687.50 (0%APR) @ £112.50pm
Charity fundraising goal for 2024 = £1,000 for animal rehoming / dog fostering etc0
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