Settled my Iva is it still impossible to get a mortgage thanks 🙏🏻

tasha26
tasha26 Forumite Posts: 1 Newbie
in IVA & DRO
So I settled my Iva in November and now want to get a mortgage hopefully 🙏🏻 is this completely impossible until my six years are up or can I hopefully get one 
thanks for any help . 

Comments

  • RAS
    RAS Forumite Posts: 31,920
    Part of the Furniture 10,000 Posts Name Dropper
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    Do you have your certificate yet?
    The person who has not made a mistake, has made nothing
  • MrFrugalFever
    MrFrugalFever Forumite Posts: 999
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    Specialist brokers will assist with ‘bad credit’ applications, however, you are normally expected to have a minimum of 10% deposit and you WILL pay a higher interest, which on a mortgage could be crucifying for some monthly and just not worth it so waiting til the 6 years are up could save thousands.
    Save £12k in 2023 challenge

    Jan = £715 / £1,000 - Feb = £1,275 / £1,000 - Mar = £400 / £1,000  (fallen behind will make up in April)
    Apr = £ May = £ Jun = £
    Jul = £ Aug = £ Sept = £
    Oct = £ Nov = £ Dec = £

    Saved Total = £2,390 / £12,000
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