Balance Transfer - Credit

24 Posts

Hi, Just wondered if anyone had come across this before...
I have transferred a balance to a 0% card but due to timing, two minimum payments had been made to the original card before the balance transfer went through. This has resulted in the balance transfer sending one card into credit. That card issuer is refusing to either transfer the credit to my account or back to the balance transfer card.
The balance transfer card are saying the original card should have no problem returning the credit?
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Can I transfer a balance (considerably) greater than. current credit from another card?
ie. I have £100 spend on a £4000 limit spending credit card. Can I move £2000 to my balance transfer card and effectively my basic card becomes a prepaid £1900 card for spending.
But any card that does have a credit on it should be refunded to the normal bank account used for the DD particularly if it's requested. If the bank doesn't then I would suggest you raise a complaint with them stating that you have been financially disadvantaged by the (lack of) actions.
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