We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is there a time limit to claim for accidental damage?

I damaged my ipad just before Christmas and haven't gotten around to claiming.  I was researching the cheapest way to repair or replace as apple want to charge over £400 to fix it.  

Comments

  • TELLIT01
    TELLIT01 Posts: 18,236 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Just make the claim.  If asked simply say that you didn't have time to check it thoroughly over the Christmas period.
  • MikeJXE
    MikeJXE Posts: 3,902 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Only you know when you damaged it
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    I damaged my ipad just before Christmas and haven't gotten around to claiming.  I was researching the cheapest way to repair or replace as apple want to charge over £400 to fix it.  
    The only issue comes about where your delays cause additional issues... eg if you had damaged your car and it'd have been a simple pull and touch up but you leave it 9 months by which point the panel has rusted notably such that now it has to be replaced.

    Outside of that insurers rarely will have issues with a claim being a few weeks or a couple of months old at the point of reporting.
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    Hi Op
    Just be open and honest, no need to worry as many people go through what you are going through and may want to consider self-repair etc due to various reasons.

    Even if does cause additional probs in their/ins view etc, best to be open and honest.
    Thanks
  • The insurance claim went through, got the money for the repair minus £100 excess.  Have decided to keep using the cracked iPad for a bit and maybe go for a Samsung Ultra tablet when the new ones come out.  
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.