Tesco's credit card

Perksy5

WillPS said:

MEM62 said:

WillPS said:

MEM62 said:

MalMonroe said:

You could appeal to the Ombudsman on the grounds of disability discrimination. It doesn't cost anything to report to the Ombudsman and you have Tesco's final notification. You'd have nothing to lose. I'm not saying that you would win, either but there is the Equality Act 2010 which you could quote. 

Certain benefits are excluded because not all are long-term or guaranteed. 

Employment isn't neccessarily long term and certainly isn't "guaranteed" either.

I do not see your point.  Employment income is different and therefore treated differently.  

Your justification that some benefits are not included because they are not 'guaranteed' or 'long term' is undermined by the fact that employment isn't often guaranteed in any meaningful way in this day and age either. Jobs for life is a thing of the past.

As you well know, employment has far more protections in place than benefits. Benefits can be stopped at any time, for instance fraud investigations, it's just not a steady income. You could spend all day picking and why you disagree, but it's not going to change almost all lender's lending policies. 'Some' benefits are acceptable, but each lender has their own criteria and its rarely favourable for benefit recipients which is a shame.

WillPS

Perksy5 said:

WillPS said:

MEM62 said:

WillPS said:

MEM62 said:

MalMonroe said:

You could appeal to the Ombudsman on the grounds of disability discrimination. It doesn't cost anything to report to the Ombudsman and you have Tesco's final notification. You'd have nothing to lose. I'm not saying that you would win, either but there is the Equality Act 2010 which you could quote. 

Certain benefits are excluded because not all are long-term or guaranteed. 

Employment isn't neccessarily long term and certainly isn't "guaranteed" either.

I do not see your point.  Employment income is different and therefore treated differently.  

Your justification that some benefits are not included because they are not 'guaranteed' or 'long term' is undermined by the fact that employment isn't often guaranteed in any meaningful way in this day and age either. Jobs for life is a thing of the past.

As you well know, employment has far more protections in place than benefits. Benefits can be stopped at any time, for instance fraud investigations, it's just not a steady income. You could spend all day picking and why you disagree, but it's not going to change almost all lender's lending policies. 'Some' benefits are acceptable, but each lender has their own criteria and its rarely favourable for benefit recipients which is a shame.

Employment income can also be stopped at any time, for example in the instance of gross misconduct.

I would suspect the difference is more the perception of self-sufficiency; somebody earning is more likely to seek other employment if their current employment ends, and statistically they're more likely to get it than someone who has not been earning for an extended period (sadly).