Halifax Clarity Card

[Deleted User]

I know acceptance for any financial product is subjective to many different factors, but have any of you on here been accepted for a Clarity Card with less than ideal credit history? 

At present, I don't hold a single CC but like the idea of the clarity card for travel purpose. 

MorningcoffeeIV

Many will have, but it depends on what you mean by less than ideal.

Ebe_Scrooge

How long is a piece of string?  It's a bit pointless (not meaning to be nasty) asking what other people have experienced, as each application will be decided based upon your personal circumstances.

Bear in mind that a "thin" credit history can be almost as bad as a "bad" credit history for some of the prime cards.  I guess there's no harm in making an application - but if you're rejected, then go for a sub-prime card, use that to build up a bit of positive credit history, then re-apply in about a year's time or so.

[Deleted User]

MorningcoffeeIV said:

Many will have, but it depends on what you mean by less than ideal.

No defaults, they all dropped off about 2 ish years ago... All my agreements are in order and in good standing.