housing benfit & council tax benefit with careers premium

erikvictoriasw1

hi,
i have used the benefit calculator and it says i am entitled to full hb & ctb because it shows careers premium in my allowance, is that because i have pip standard in both care & mobility, when i became a pensioner i ended having a excess amount but in mse i have no excess because careers premium make our allowance higher than our pension, have the council made a mistake or is it wrong in the mse benefit calculations,,,
thank you for any ideas how this is
lars

calcotti

You can only get carer premium if you have claimed Carers Allowance for looking after someone - you will not be paid CA but claiming will establish an ‘underlying entitlement’. Or the calculation would include the carer premium if you have a partner entitled to carers allowance, You don’t get a carer premium for receiving a disability benefit.

If you are a single person with PIP Daily Living and are living with no other adults (unless they also get a disability benefit) and nobody receives Carers Allowance or carer element of UC for looking after you then you are entitled to a Severe Disability Premium. However I note that you refer to ‘our allowance’ so I infer that you live with a partner. If so is your partner also pension age?

If you were willing to post more detail about your circumstances it would be easier to provide relevant advice.

erikvictoriasw1

calcotti said:

You can only get carer premium if you have claimed Carers Allowance for looking after someone - you will not be paid CA but claiming will establish an ‘underlying entitlement’. Or the calculation would include the carer premium if you have a partner entitled to carers allowance, You don’t get a carer premium for receiving a disability benefit.

If you are a single person with PIP Daily Living and are living with no other adults (unless they also get a disability benefit) and nobody receives Carers Allowance or carer element of UC for looking after you then you are entitled to a Severe Disability Premium. However I note that you refer to ‘our allowance’ so I infer that you live with a partner. If so is your partner also pension age?

If you were willing to post more detail about your circumstances it would be easier to provide relevant advice.

we are both pensioner, my wife get £192 and i get £137 so they say i have an excess, on mse calculation cares premium show up as £38.85 but its for the calculation for applicable amount not anything i get... so then we have no excess, and my wife cant get CA so maybe its there to raise my allowance because she cant claim CA, i get pip care & mobility at standard rate, but dwp have agreed to put my care back to enhanced, this is very confusing, this is we both get pension and i get pip, some hb & ctb but still have to pay about £40/week for both....if you need anymore info let me know, thank you 

erikvictoriasw1

this is the calculation

Council Tax Support Applicable Amount

Personal allowance£294.90

Carer premium£38.85

Total applicable amount£333.75

Council Tax Support Income

Client income from other sources£0.00

Partner income from other sources£0.00

Client income from non-state pensions£0.00

Partner income from non-state pensions£0.00

Retirement pension£329.83

Less other disregards£0.00

Assessed income for Council Tax Support£329.83

(Assessed earned income for Council Tax Support)£0.00

(Assessed unearned income for Council Tax Support)£329.83

Excess Income for Council Tax Support

Assessed income for Council Tax Support£329.83

Less total applicable amount£333.75

Excess income-£3.92

Council Tax Support non-dependant deduction

0 non-dependants earnings under £149.00 a week£0.00

0 non-dependants earnings £149-£216.99 a week£0.00

0 non-dependants earnings £217-£282.99 a week£0.00

0 non-dependants earnings £283-£376.99 a week£0.00

0 non-dependants earnings £377-£468.99 a week£0.00

0 non-dependants earnings £469 or more a week£0.00

Total Council Tax Support non-dependant deductions£0.00

Council Tax Support Award

Council Tax Support after any single/disabled reduction (maximum Council Tax Support)£14.76

Less total Council Tax Support non-dependant deductions£0.00

Eligible Council Tax Support£14.76

thats full council tax amount and with the housing benefit its the same and award is full rent....
thanks again

calcotti

Is this the calculation from MSE or from HB. I assume the latter.

It shows that your applicable amount calculation includes the standard couple allowance and does include one carer premium, as listed at the top, making a total of £333.75. Your actual income is slightly less than this. The minus sign in front of the excess income amount shows that your income is below the applicable amount (by £3.92).

You are getting a small amount of CTS of 14.76/week.

(I can't recall the details of how CTS is calculated so I don't know how the £14.76 is arrived at.)

I assume one of you gets a disability benefit and the other has claimed Carer's Allowance. carer's Allowance cannot be paid because of the State Pension but the 'underlying entitlement' gives rise to the carer premium. The carer premium isn't money you receive but it increases the applicable amount and increases the CTS payable.

erikvictoriasw1

??
the 14.76 is full council tax but i am not getting that, im paying £40 month at the moment, same thing with hb im paying around £28 week, the calculation is is from mse, same with age uk and cab too...i got pip care and mobility, my wife not claiming anything dont think she can with her pension being £192...so in the end i should get full hb & ctb ???

calcotti

erikvictoriasw1 said:

??
the 14.76 is full council tax but i am not getting that, im paying £40 month at the moment, same thing with hb im paying around £28 week, the calculation is is from mse, same with age uk and cab too...i got pip care and mobility, my wife not claiming anything dont think she can with her pension being £192...so in the end i should get full hb & ctb ???

As explained in previous posts she cannot be paid Carer's Allowance because of her SP but she can still apply for CA. She will then establish 'underlying entitlement' and this will mean taht carer premium can be included in HB and Car calculation. She cannot get the carer premium without making the CA claim. If she's never applied for CA she cannot get the carer premium.

calcotti said:

You can only get carer premium if you have claimed Carers Allowance for looking after someone - you will not be paid CA but claiming will establish an ‘underlying entitlement’. 

erikvictoriasw1

i see i didnt get that, so she need to apply for it even though she cant get it, thats what you are saying,if i got it right thanks

calcotti

erikvictoriasw1 said:

i see i didnt get that, so she need to apply for it even though she cant get it, thats what you are saying,

Yes. She can backdate the CA claim by 3 months (or to the start of your PIP claim if the decision was made within the last three months). She can claim online. Once processed she will get a letter confirming that she has 'underlying entitlement' to CA. You/she can then contact your local authority and they will recalculate the HB and CTS entitlement backdated to when the entitlement starts..

erikvictoriasw1

thank you for the help but i am not happy with the advice i got from age uk, that over 3 months ago said we are not entitled to CA  they will call me back in the next few days so i will let them know but that mistake have now cost me over £500...