Link Zopa to Santander eSaver

phillw

I wanted to link my Zopa account to a Santander eSaver account, but I don't get monthly statements for it. Is there a way of getting a statement so I can upload it to Zopa?

Thanks

refluxer

I can't see a way of generating one in online banking. Are you sure Zopa will require one ? I would imagine Santander are part of the CoP scheme, if that's relevant.

I might be wrong, but I don't remember having to send Zopa any proof of my nominated account - my bank is also a member of the CoP scheme, which might explain why it was approved electronically ?

phillw

refluxer said:

I can't see a way of generating one in online banking. Are you sure Zopa will require one ? I would imagine Santander are part of the CoP scheme, if that's relevant.

I might be wrong, but I don't remember having to send Zopa any proof of my nominated account - my bank is also a member of the CoP scheme, which might explain why it was approved electronically ?

It's asking for a pdf or scan of a statement in the app, I can't remember if I needed to do this when I first set up Zopa or whether it's just part of the process for adding a new linked account.

refluxer

phillw said:

refluxer said:

I can't see a way of generating one in online banking. Are you sure Zopa will require one ? I would imagine Santander are part of the CoP scheme, if that's relevant.

I might be wrong, but I don't remember having to send Zopa any proof of my nominated account - my bank is also a member of the CoP scheme, which might explain why it was approved electronically ?

It's asking for a pdf or scan of a statement in the app, I can't remember if I needed to do this when I first set up Zopa or whether it's just part of the process for adding a new linked account.

Ah, OK - it was a while ago so maybe I did need to send them one, then. I had a quick look through the Key Features document for the Santander eSaver account but couldn't see any mention of statement frequency - it simply says that they'll be uploaded to the Document Store in online banking but I haven't received any yet, despite opting for monthly interest when I opened the account back in October. Most of the other savings accounts I have of this nature issue monthly online statements.

Band7

Zopa are very difficult if you want to link anything but a standard UK current account. I tried to link my Fineco Bank current account, and they wouldn't accept it, even with a bank statement, which looks very different to all other UK current account statements I have ever seen. Zopa  would also not add a WISE account because I couldn't provide a bank statement for them.

As to the Santander esaver: You should get one in April

AmityNeon

You can link a Chase Saver account, which is close enough in rate to the Santander eSaver if that's your primary concern.

ChewyyBacca

refluxer said:

I can't see a way of generating one in online banking. Are you sure Zopa will require one ? I would imagine Santander are part of the CoP scheme, if that's relevant.

I might be wrong, but I don't remember having to send Zopa any proof of my nominated account - my bank is also a member of the CoP scheme, which might explain why it was approved electronically ?

@AmityNeon I just opened a Zopa account & before it would let me see account number I had to verify nominated account.
All the other buttons were disabled eg saving.

I uploaded my 1 month statement & thought I can transfer money in Zopa right away. Nope

They will take time verifying the statement it seems. I still dont know my Zopa account number to pay in money.

Anyone else had the same issue? How many days would zopa take to verify Linked account.

ToastLady

ChewyyBacca said:

refluxer said:

I can't see a way of generating one in online banking. Are you sure Zopa will require one ? I would imagine Santander are part of the CoP scheme, if that's relevant.

I might be wrong, but I don't remember having to send Zopa any proof of my nominated account - my bank is also a member of the CoP scheme, which might explain why it was approved electronically ?

@AmityNeon I just opened a Zopa account & before it would let me see account number I had to verify nominated account.
All the other buttons were disabled eg saving.

I uploaded my 1 month statement & thought I can transfer money in Zopa right away. Nope

They will take time verifying the statement it seems. I still dont know my Zopa account number to pay in money.

Anyone else had the same issue? How many days would zopa take to verify Linked account.

I just added another account to Zopa, took one day to verify linked account once I had uploaded statement from Chase.

Band7

ChewyyBacca said:

refluxer said:

I can't see a way of generating one in online banking. Are you sure Zopa will require one ? I would imagine Santander are part of the CoP scheme, if that's relevant.

I might be wrong, but I don't remember having to send Zopa any proof of my nominated account - my bank is also a member of the CoP scheme, which might explain why it was approved electronically ?

@AmityNeon I just opened a Zopa account & before it would let me see account number I had to verify nominated account.
All the other buttons were disabled eg saving.

I uploaded my 1 month statement & thought I can transfer money in Zopa right away. Nope

They will take time verifying the statement it seems. I still dont know my Zopa account number to pay in money.

Anyone else had the same issue? How many days would zopa take to verify Linked account.

You are likely to have better luck with a proper current account. I have 4 current accounts linked - Santander, Nationwide, Starling and Monzo. All verified instantly.