2023 Cash Envelope Saving Challenge

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  • Keedie
    Keedie Posts: 2,271 Forumite
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    Second envelope today for envelope 11, so £11 set aside.
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,129 Forumite
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    Keedie said:
    Second envelope today for envelope 11, so £11 set aside.
    Well done Keedie! I’ll update the tracking info 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • Choccygirl123
    Choccygirl123 Posts: 1,033 Forumite
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    Could I join please?

    I've start my own £1-£52 journey and I've found an online number randomiser and printed them off in cute box design to colour in my progress.  

    I live in quite a rural area and access to cash machines is very limited. I use a cash back bank for all food and fuel shopping, so rarely have cash. I've set up a saving pot bank account and will add to it monthly. 

    Yesterday I've crossed my first 5 boxes off for the year 47,29,28,6 & 25 total of £135. 
    Finally Debt Free 24/4/2023 
  • Keedie
    Keedie Posts: 2,271 Forumite
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    That's a great achievement @Choccygirl123 and welcome aboard.

    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • BlueJ94
    BlueJ94 Posts: 2,551 Ambassador
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    i'm useless at this as I never have cash, so for I only have £26.50! ha, but im popping to the post office to take some money out so i can add to the envelopes 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;
  • lellybun
    lellybun Posts: 416 Forumite
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    Hi everyone, another £26.50 for me please #4

    Have a good weekend!

    Lelly
    2023 Weekly Cash Envelope Savings Challenge #04

    2024 Weekly Cash Envelope Savings Challenge #03
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,129 Forumite
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    Choccygirl123 said:
    Could I join please?

    I've start my own £1-£52 journey and I've found an online number randomiser and printed them off in cute box design to colour in my progress.  

    I live in quite a rural area and access to cash machines is very limited. I use a cash back bank for all food and fuel shopping, so rarely have cash. I've set up a saving pot bank account and will add to it monthly. 

    Yesterday I've crossed my first 5 boxes off for the year 47,29,28,6 & 25 total of £135. 
    Wow! This is great 😊 Fab saving for Jan, welcome to the challenge and I will add you to the spreadsheet. You are number 6 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,129 Forumite
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    lellybun said:
    Hi everyone, another £26.50 for me please #4

    Have a good weekend!

    Lelly
    I’ve added this one for you! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • Choccygirl123
    Choccygirl123 Posts: 1,033 Forumite
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    Thank you for the lovely welcome. I've tried this challenge in the past and always struggle counting down with the big numbers and never having any cash. Hopefully the random numbers and bank savings account will help this year. 
    Finally Debt Free 24/4/2023 
  • Keedie
    Keedie Posts: 2,271 Forumite
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    I had £4, so I've done envelopes 1 and 3
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
★ ★ ★ Meet your Ambassadors

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